$12.5M Cash App Class Action Settlement 2025: The year 2025 marks a significant milestone in the digital payments world. Cash App and its parent company, Block, have been accused of sending text messages to users without their consent, and as a result, they are facing a $12.5 million settlement. Under this Cash App $12.5M Settlement, Cash App will soon be required to compensate all users for the negligence Cash App has committed.
Cash App is set to make a substantial payment to users who received unwanted promotional messages through the Cash App Invite Friends feature. Yes, this case received preliminary approval by the court on July 29, 2025, and final approval will soon be granted. Subsequently, if any Washington state resident receives such an unwanted text message or email between November 14, 2019, and August 7, 2025, they will be provided with a compensation ranging from $84 to $154 by Cash App.
Cash App $12.5 Million Data Breach Settlement 2025
This matter was raised by Washington resident Kimberly Bottoms. In 2023, she accused Cash App of sending pre-written texts to its users and their contacts. Cash App did allow its users to send pre-returned texts, but permission was required. However, Cash App ignored the need to obtain permission and began sending pre-recorded texts to users and their contacts. This prompted customers to accuse Cash App of violating the Commercial Electronic Mail Act (CEM) Consumer Protection Act, and as a result, Cash App is now facing government formalities.
For readers’ information, Cash App has not yet admitted any wrongdoing. Rather, it has sought a settlement to avoid legal repercussions, stating that it will notify all affected users. Cash App has previously been accused of data security breaches and has faced various penalties. Cash App was recently pressured to pay $255 million at the state and federal levels, and Cash App has initiated the process and is now embroiled in another settlement. In today’s article, we will provide details of this settlement, explaining the eligibility criteria for payment distribution and settlement.
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$12.5M Cash App Class Action Settlement 2025
In Washington, there is a law called the Commercial Electronic Mail Act, which prohibits any company from sending electronic messages, emails, and texts, to any resident of the state without explicit consent. Cash App has violated this law. Yes, Cash App sent pre-returned text messages to its users and other contacts under the Invite Friends feature, resulting in many users receiving unwanted emails and text messages.
While this feature is intended to connect people, Cash App used it to promote itself, causing inconvenience to users and their contacts, leading to a lawsuit against Cash App. Cash App and its parent company, Block, are reportedly sending Invite Friends messages to approximately 1.98 million Washington phone numbers, a highly sensitive matter. Cash App and its parent company, Block, are denying the allegations and have reached a $12.5 million settlement agreement, known as the Settlement Fund, to resolve the dispute. This agreement received preliminary court approval on July 29, 2025. Final approval is expected soon, settling the claims.
Cash App Class Action Settlement Eligibility Criteria
- Users must be residents of Washington State to receive the Cash App payment.
- The applicant must have proof of receiving these unwanted text messages between November 14, 2019, and August 7, 2025.
- If the user has provided consent, they will not be eligible for the claim.
- However, if the user has not explicitly consented, they will be eligible for payment for receiving these promotional texts.
- This payment is awaiting final court approval. Once approved, the payment process will begin.
- However, to receive the payment, applicants can visit the official website of classaction.org and fill out the claim form by clicking on the link: bottomstextsettlement.com.
- The deadline for filing the claim form is October 27, 2025.
- When filling out the claim form, the user must upload the phone number to which the message was received and other documents, which must be valid.
Cash App $12.5 Million Data Breach Settlement (2025)

Cash App Class Action Settlement Claim Process
- To receive a Cash Settlement App payment, the applicant must first submit a claim. To do so, they must first visit cashappsettlement.com.
- Here, they must locate the Cash App Settlement 2025 Claim Form.
- This form must be completed carefully.
- The form must include the phone number used, the settlement notice ID, transaction details, and other documents.
- As mentioned, the deadline for applications is October 27, 2025. Therefore, candidates are requested to complete the application process and upload all required documents in time to ensure their payment amount is transferred upon receiving final court approval.
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Cash App Users to Receive Payments Under $12.5 Million Settlement 2025
- To receive a Cash App settlement payment, all applicants must take certain precautions, such as:
- Applicants must ensure they are residents of Washington and received the Invite Friend message between November 14, 2019, and August 7, 2025.
- The claimant must also provide all supporting evidence.
- If the applicant does not currently have the number, they must provide SMS backups or other details.
- This payment will be a one-time payment and is not a regular source of income. The company will review the claim to determine whether the candidate is eligible and qualified.
- If not, no payment will be transferred to the candidate.
Conclusion
All Washington state residents who were using Cash App and received an Invite Friends text message or email without their consent should complete the claim process as soon as possible to receive a claim payment of between $88 and $147.
FAQs $12.5M Cash App Class Action Settlement 2025
It is a $12.5 million settlement resolving claims that Cash App failed to protect user data during the 2021 data breach.
Users whose personal or financial information was compromised in the 2021 breach are eligible to file a claim.
You can submit your claim form online through the official settlement website provided in the court notice.
Payments are likely to be distributed by early 2026, after court approval and verification of all claims.
Yes, you may need to provide evidence like transaction statements or breach notifications received from Cash App.
No, users must file a valid claim form to receive any portion of the settlement payment.